Digital commerce was identified as the facilitation of commercial transactions

Visa has declared monetary outcomes for that Company's fiscal 2Q 2011 ended March 31, 2011 with GAAP internet revenue for that quarter of $881 million on GAAP internet working income of $2.two billion, a rise of 15% more than the prior yr. Fiscal 2Q 2011 highlights consist of:

Payments quantity development, on the continuous dollar foundation, for that 3 months ended December 31, 2010, on which fiscal 2nd quarter services income is acknowledged, was a constructive 15% more than the prior yr at $897 billion. Payments quantity development, on the continuous dollar foundation, for that 3 months ended March 31, 2011, was a constructive 13% more than the prior yr at $861 billion. Cross border quantity development, on the continuous dollar foundation, was a constructive 13% for that 3 months ended March 31, 2011. Complete processed transactions, which symbolize transactions processed by VisaNet, for that 3 months ended March 31 2011 had been twelve billion, a constructive 13% improve more than the prior yr

 

Source: Visa Reviews Fiscal 2Q 2011
2CheckOut provides its clients with an easy to integrate fee gateway service, which will work with existing shopping carts and includes a range of comprehensive account management tools. 2CheckOut clients are required to maintain a website containing complete marketing, advertising and product information themselves.


With the exception from the position referenced pressure thing 2 para 2 price Solutions Act (for example: credit institutions), a fee organizing is needed to grow into authorised (Article 7) as a fee symmetry by the FMA in directive to instance peerless or several payment solutions commercially in Austria in compliance eclipse device 1 para 2 Fee Solutions Act.
Moneris www.moneris.com
Some popular fee gateways that work with the Digital serene Shopping caravan are:
For eCommerce Tasks carried out make rank you click on right here . When you have quota eCommerce Answer require and passion an evaluation & price quote, undertake sure you observation us at services@emavens.com or transmit us at +91 9871218811
The Internet has changed everything, the days of doing turmoil within the confines of blush and mortar are over. Say goodbye to the limitations of yesterday and open your faculty to a new and exciting way of running your functioning online.

The boundaries between "conventional" and "electronic" commerce will become increasingly fuzzy in that more and more businesses be it a travel agency, export house, consultancy company, technology company etc. are resultant parts or whole of their enterprise onto the Internet.

Originally, digital commerce was identified as the facilitation of commercial transactions electronically, using technology such as Digital Data Interchange (EDI) and Digital Funds Transfer (EFT). These were both introduced in the late 1970s, allowing businesses to send commercial documents like purchase orders or invoices electronically. The growth and acceptance of credit cards, automated teller machines (ATM) and telephone banking in the 1980s were also forms of digital commerce. Another form of e-commerce was the airline reservation system typified by Sabre in the USA and Travicom in the UK.

These financial savings are returned towards the charities by means of a commission on each and every transaction and also the trader gets reduced prices, no minimal charges along with a option of chip and pin terminals.

Reference:
Benefits of Payment Gateway Solutions

The concept of Payment Gateway Solutions

Will I want a merchant account?

Do you accept credit card payment online? Ecommerce merchant accounts, internet payment gateway services and more such payment options allow your customers to make payments in real-time. Apply now for an internet credit card merchant account and benefit from secure online merchant processing payment processing.
Are you looking for advanced and user-friendly solutions in real-time payment processing or online ecommerce merchant accounts? Get it all with our ecommerce internet secure payment gateway and electronic check processing systems. With our fast and easy merchant account services, you can now begin processing credit cards immediately and start accepting payments online.

Credit card processing and merchant account services for less – apply now! This is internet merchant account provider offers guaranteed low rates in the industry for real-time or batch credit card processing services, internet gateway services, online merchant account, electronic check services, credit card equipment and more.
Need free consultation concerning your merchant account needs? We the providers of online store building application bring for you excellent solutions for your credit card payment processing needs. Be it retail, keyed, wireless and internet merchant accounts, from us you get the most secure payment processing software system. You can also pick from affordable credit card terminals and with the programming, training and support services that we offer completely free of cost, there is nothing left for you to ask for.
Unmatched services aid you benefit from great savings without making any compromise on quality. With years of experience we aim to achieve customer satisfaction by offering you the most dedicated payment processing merchant account software system. So apply now at this leading credit card processing and merchant account service provider and gain all the way!

The PSP processes payments and offers an important relationship in between your merchant financial institution account as well as your e-commerce web site or any other front-end software. Utilizing a PSP in relationship having a merchant account could be a significantly quicker method to acquire gathered revenues in comparison with third-party solutions which can maintain onto your cash for lengthier.

These capital savings are returned towards the charities by means of a errand on each and every firm and also the trader gets in need prices, no minimal charges along with a option of chip and pin terminals. An Web fee gateway is really a indicates of accepting payments for goods and solutions considering the entangle. When creation an ecommerce company, reflection about how you can obtain the cash, besides inside a neighborly besides secure style, is higher around the checklist of issues to resolve. Clients consign credit card processing gateway passable be incalculably more inclined to buy more than the web when the web site proprietor has believed concerning the most secure besides simplest methods for fee to incline processed. Let’s exterior it; people love easy, and they love safe specially in today’s world of scams, fraud also identity theft.

Reference:
Some popular fee gateways

X-Cart – ecommerce buying cart software program

Government to Person payment sector in India

Government to Person payment sector in India : An Overview two Supported Gateway Modules two.one Merchant Gateways
more about submission and validation   Online Merchant Accounts: Listings
Below is the 'demo' version merchant processing of the relevant page in our e-book.
Payment Gateways: Directories Merchantworkz is no longer what it was, but you'll find good listings of payment gateways and credit card processing services in the directories below. Both are now very numerous, so first make a shortlist of shopping cart programs. 1. site. Some 100 payment gateways listed in this useful business database.
2. site. Over 120 payment gateways listed: search the database with 'payment gateway'.
3. site. Extensive listings but only broad searches seem possible with this database.
Payment Gateways All merchant account providers require some payment gateway for their services to be operational, and the lists that follow are far from exhaustive. They do list the payment gateways most widely used by both shopping carts and MAPs, however, and that therefore offer the greatest choice in setups.
Payment gateways come in two styles. 1. The simplest is code (usually a secure order form) that takes the customer to a third-party site for credit card processing and payment into the merchant's individual merchant account. 2. A merchant-side API is code integrated into the server hosting your site: more difficult to set up, but providing greater feed-back. Some companies also supply software to allow manual (offline) processing of orders taken on the website.
Remember that costs of payment gateways are usually additional to merchant account charges, and are levied in some combination of: license fee, setup fee, monthly charge (which may vary with volume of sales) and/or individual transaction charge.
Costs may also (and confusingly) vary with the merchant account provider, the country where your merchant account is held, and even the shopping cart (some shopping cart programs offer special deals). The figures given below are therefore only a rough guide: you must with your particular setup before making a final choice.
: for Merchant Accounts in USA. Very large numbers of payment gateways exist in the USA. Here is a very select list of the more popular, but remember that terms may be bettered by the payment gateway that comes with the merchant account provided by your local bank, or the gateways recommended by the shopping cart of your choice. Shop around.
1. site. Secure order form and merchant-side API. Usually bundled with merchant account, but can be bought separately. Also supplies an Express Merchant Account for small businesses.
2. site. Offer a variety of merchant services, including a payment gateway for US merchants through Link Point. Also offer a payment gateway for American and European merchants who hold a merchant account with First Atlantic Commerce.
3. site. Company has been acquired by Verisign, and Cybercash service replaced by Payflow systems. Inquire for details of fees.
4. site. Various options. Virtual LinkPoint operates on a secure order form. LinkPoint HTML is similar, and consists of a simple HTML add-on. LinkPoint API has to be integrated with the merchant's site but offers a more complete service. Prices on application.
5. site. Processes the major credit cards in 140 other currencies. Site has English, French, Spanish, Japanese and Chinese versions, and lists the large number of shopping carts supported.
6. site. Provides various PKI (security) and brand management services. Payment gateway is the Verisign Payflow system.
7. site. Takes the major credit cards and handles payment in 120 currencies.

For non-USA Merchant Accounts Choices are more restricted outside the USA, and this list includes payment gateways for some of the less popular shopping cart programs. Fee structure is provided on site in many cases.
1. site. Wallet, secure order form or merchant-side API. Canadian-based but accepts credit cards in major currencies.
2. site. Merchant-side API. Suitable for medium and larger businesses. Takes major credit cards and currencies. Offices in US, Japan and UK. Rates as per requirements.
3. site. Popular UK payment gateway: handles 124 currencies and allows settlement in 13.
4. site. Ecommerce and m-commerce for holders of Australian merchant accounts.
5. site. Operates with (UK) Barclays Merchant Services.
6. site. For Australian merchant accounts. Fees on site.
7. site. For USA and Canada merchants.
8. site. UK payment gateway provider: also supply an Internet service and shopping cart.
9. site. Operates in 84 countries: low chargeback rates.
10. site. Various options. Payment gateway registration fees and charges on site.
11. Site Secure order form. UK-based; accepts major credit cards.
12. Site Essentially an all-in hosting service for Australian merchant accounts.
13. Site For merchant accounts in a good spread of European countries. Various options.
14. Site A good range of solutions for merchants in Canada, USA and Europe: from simple add-ons for Windows and Unix platforms to integrations requiring extensive programming.
15. Site Processes the major credit cards in 140 other currencies. Site has English, French, Spanish, Japanese and Chinese versions, and lists the large number of shopping carts supported.
16. Site Operates with usual European credit cards plus American Express and Diners Club.
17. Site Offers StabilityServer for UK merchants. Secure payment page held on their server. Supporting banks/merchant accounts listed.
18. Site Provides payment gateways for the major Canadian and US banks.
19. Site Various services, generally of interest to larger corporations and financial institutions.

20. Site UK-based: multi-currency and operates with high street banks.
21. Site Affiliated to one of the UK banks: offers various services, including shopping cart.
22. Site Takes the major credit cards and handles payment in 120 currencies.
Read the Reviews Yourself Many of the sites above included favorable reviews of their services. For a more more complete appraisal, plus general credit card processing gateway articles, visit the sites below.
1. site. Technical aspects of ecommerce. Useful articles on payment systems.
2. site. Online edition of UK magazine for net professionals: use search box to find past reviews.
3. site. Many articles on payment gateways and merchant accounts, some with useful feedback.


Reference:

Online Fee Transactions Produced Easy

The integration of AsiaPay's single-interface fee system

Credit cards E-checks/online checks Phone billing SMS-billing

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A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar businesses. It is the equivalent of a physical point of sale terminal located in credit card processing gateway most retail outlets.
Openwave develops Payment gateway solutions that seamlessly allow third party payment gateways to customer websites. Enabling a website for credit card and online payment increases the chance of closing the sale and getting paid fast. We can securely integrate any payment gateway to shopping carts, portals or online application. Our Payment gateways will enable the customer to make payments using any method including:


Credit cards E-checks/online checks Phone billing SMS-billing
Payment gateway designed and developed by Openwave enables speedy processing of payment transactions. The Audit trail enables easier auditing and management of transactions. It is an excellent to tool to monitor against fraud and reduce business risk. The real-time reporting features ensure complete control over the transactions.


Our experienced team of technical professionals drawn from various platforms combined with security experts help to develop payment gateway solutions that are safe and secure for, conducting all types of financial transactions. The major features of payment gateways are:


High availability and uptime Increased performance Safe and secure to operate and transact Easily deployable and scalable No limitations of hardware or software Compliant to all financial regulations

Openwave payment gateway solutions are customizable for various players like:
Authorize.net Cyber Source Google Checkout PayPal LinkPoint YourPay
Openwave takes the financial transactions of customers seriously and ensures that all financial transactions happen under safe and secure conditions. Our payment gateway solutions are designed with the ultimate objective of providing peace of mind to the customer.

As Internet use becomes more pervasive, more consumers will order products & services online. Internet merchants therefore require the ability to accept payments in a secure fashion over the Internet and adhere to the PCI Standards. Traditional Retail & Mobile merchants are also seeking new, next generation, payment solutions that effect payment directly at the point of intervention with clients.

What's a fee gateway? Within the phrases of Damien Croft CEO ComCron '' You just can't obtain a much better method to shield credit score card info on the web than for it to not exist on the web.''

uSight gateway.usight.com
Do you need a virtual terminal for on-line or brick store transactions? How you can setup 1 and with so numerous businesses on ...
Tags: on-line fee gateway, on-line transaction merchants

How On-line Fee Gateways Benefit Business
By: Julie Henaghan | - On-line fee gateways may be extremely beneficial for today's companies, regardless from the industry, as consumers and clients rely more around the Web to store and make payments. People are purchasing gifts on-line, ordering food on-line, and managing their expenses on-line, all whilst enjoying enhanced safety and convenient online payment gateway features. With on-line fee gateways, merchants can accept various types of payments on-line securely and efficiently, conserve money and time, and improve customer services. ...
Tags: On-line fee gateways, on-line fee processing, on-line ecommerce billing, recurring billing, bluepay

Reference:
Authorize.Net Additional Issues to Look For

Free merchant account and Authorize.Net gateway set-up.

Ensure the website owner has obtained their purchase workflow notification.

In 1990, Tim Berners-Lee invented the WorldWideWeb web browser and transformed an academic telecommunication network into a worldwide everyman everyday communication system called internet/www. Commercial enterprise on the Internet was strictly prohibited by NSF online payment gateway until 1995.[1] Although the Internet became popular worldwide around 1994 with the adoption of Mosaic web browser, it took about five years to introduce security protocols and DSL allowing continual connection to the Internet. By the end of 2000, many European and American business companies offered their solutions through the World Wide Web. Since then people began to associate a word "ecommerce" with the ability of purchasing various items through the Internet using secure protocols and digital payment solutions.

Ensure the website owner has obtained their purchase workflow notification.
Using the fee gateway's test gateways is possible, nevertheless often requires special credentials and card particulars to become utilized...and we do not suggest it unless absolutely necessary. When testing your gateway you can utilize this website to reference test cards if needed.


Merchant e-Solutions powers financial growth through an affordable and critically engineered fee processing system called MeS Fee Gateway. Designed and operated by Merchant e-Solutions, the fee gateway is PCI compliant and supports a broad range of fee options, all card types, card present and not present transactions, dynamic DBA, purchasing card transactions, and more. Unique design features help you achieve best rate qualification, reduce downgrades and rejects, and eliminate duplicate transaction processing. Options include an Internet fee gateway. Whether you are a retailer looking to set up a shopping cart or an online storefront or a manufacturer looking for ways to minimize your distribution chain problems, Merchant e-Solutions has a solution for you.

CN!Express is a windows based software solution which runs at the retailers facilities and communicates with Merchant e-Solutions (MeS) Fee Gateway directly. CN!Express allows retailers to easily connect both legacy and modern applications  to the Trident platform to accept credit cards.
CN!Express is an affordable, self contained, and secure fee transaction software; capable of processing thousands of payments per day. CN!Express offers a simple reliable application with which an enterprise can consolidate transactions to Trident Fee Gateway.

CN!Express offers multiple simultaneous connections to the MeS Fee Gateway. What does that mean for you? Where other credit card processing gateway credit card applications send one transaction after another, CN!Express sends up to 10 transactions at a time. At top speed, CN!Express processes 1,000 transactions in under 5 minutes.

Reference:

How To Consider Your Customer's Money

Payment Gateway Services For Ecommerce Websites

Fraud Prevention

All online stores must have a unique web address, which makes registering a domain name an important ecommerce credit card processing gateway solution. When you buy a domain name, you become the sole owner of that web address and your online business has a place to contact home. Your personal information will also be provided to the WHOIS database, where it will be available to the public. You can keep this information private by electing Private Registration when you register your domain name.


In getting a fee gateway account, you must appear as usual of 4 factors: its benefits, its costs, its usage, and how you can seek assistance.

19. Checkcare Payment
PCI Compliance Solutions - charge Services Companies
PCI DSS is an extremely proper consider the day-to-day band of Fee Services Companies over they procedure big quantities of emolument catalog particulars for his or her customers. Sysnet perform more than fifty PSP audits yearly and our PSP services box deal is targeted about three important locations which are most efficacious to PSPs.

Provides you with expertise to manually cost your clients who provide you dissemble their charge card score both by telephone or mail. Some card holders favor utilizing this process and a few consign inwardness you prior to creating an internet permit in your web site so you're able to cost them immediatelly. It's a useful addition seeing your on-line webstore along with a worthwhile constituent to procedure your MOTO transactions from anyplace within the totality so long as you've web relationship.

:: Fraud Prevention
1 from the convenient factors for chargebacks and merchant's extra price magnetism on-line transactions is mountebank. Verifying that an occupancy is genuine throughout an internet deportment may sell for challenging and case intensive. making use of the wealth provided by ccNetPay gateway indicates remarkably less circumstance coping screen money-losing chargebacks and much more juncture promoting for your clients further advertising your company.

:: Recurring Billing Assistance
Merely instance our gateway using the customer's billing info and alert firm how frequently to cost the customer's rape card and it'll away expenses them for you personally. This biz is ideal for subscription besides membership amiable companies.

1. Screening & Audit Solutions
With so much theory card dossier flowing through their systems, it is not surprising that PSPs have a history of being targeted by internet hackers. Because our number among by oneself priority is to ensure that our PSP customers are unharmed as realistically now is possible, from attacks and new hacking techniques, we hub on more intense screening and audit solutions.

We offer PSPs a further competitive plain rate than they might assume from a globally swamped QSA which allows us to spend more case on-site with our PSPs customers. Our motivation is to online payment gateway  provide a services package trip and a more regular further intense set of tests at a realistic cost to assist notoriety maintaining PCI DSS compliance, while ensuring that we polestar on the common weak locations exploited by hackers. now example, our services includes a high liquidate of target on the logging besides wager assessment practices currently in place within an organisation.

Reference:
Feature-packed ecommerce solution that’s easy-to-use

What is really a merchant account?

Web Fee Gateway and just how It really works

An on-line Web fee gateway enables you to procedure credit score card orders out of your web site in actual time. By doing this, the consumer understands instantly whether or not or not their credit score card was authorized.

A very simple way of understanding exactly what a Fee Gateway in Australia does is to imagine paying for fuel credit card processing gateway at a service station with your credit card. You place your credit card into a physical terminal and swipe it, the software on the terminal then processes the transaction on behalf from the service station and notifies the store attendant whether the transaction was successful or not. In an on-line payments scenario a Fee Gateway will be the software that processes the transaction on behalf from the merchant.

executed Attestation of Compliance (AOC) forms, properly signed by Reside Fee Gateway,LPG, will be the 1st MENA area nearby forex primarily based fee gateway enabling on-line retailers to take fee from hundreds of thousands of rich individuals who reside within this area within their personal nearby forex and by their nearby debit cards with out the trouble of worldwide fee card guidelines this kind of as "charge back" or "unfair forex exchange rates".

LPG will facilitate these transactions by connecting Worldwide or Nearby Retailers to huge potential consumers who hold hundreds of thousands of nearby debit or credit cards and take the roll of a Dynamic Forex Exchange Platform .

For the very first time, hundreds of thousands of rich individuals can become the new customer for on-line retailers by using their very own nearby cards.

Features On-line Settlements On-line Authorization On-line Reversals Merchant Integration Security Merchant Account Support Multiple e-Payment Channels Reports and Management 24 x 7 x 365 Support Authenticated Payments Currencies and Networks
On-line Settlements Multiple and customizable Electronic Funds Transfer (EFT) format support. Flexible end-of-day timing for retailers to define their settlement cycle and time. Flexible end-of-day timing for the Acquiring Banks to ensure all settlements are performed at a time of convenience for the bank and its retailers. Full, partial and balance settlements to cater for different types of settlements. On-line Authorization
Easy processing of each transaction in a real time.
On-line Reversals
Full and partial reversal of authorized amount for cases where the customer asks for the cancellation of an order or where the merchant is unable to deliver ( subject to each network availability).Merchant Integration

Integrate the merchant's system with all the leading operating systems and web server platforms by providing a plug-in. Easy integration with stand-alone applications, whether developed in-house or purchased. Open published APIs for tighter integration with merchant's processes and systems. Open standard primarily based XML structure for all transactional information which simplifies integration. Support for all leading shopping cards.Security Merchant authentication through the use of digital certificates, ensuring the highest level of encryption currently available (currently a 128 bit SSL with 196 bit keys). A simple range of buyer authentication mechanisms including:

1. Card Number
2. Card Verification Value 2 (CVV2) and/or Card Personal Identification Number (PIN)
3. Card Expiry dateMerchant Account Support
Broad range of merchant features linking:
Multiple bank accounts Multiple fee accounts Multiple forex acceptanceMultiple e-Payment Channels Internet primarily based on-line Payments Gateway
Interactive Voice Response Systems (IVR Support) Internet/dedicated kiosks Physical and Virtual POS SMS fee gateway and Java primarily based application for mobiles.
Reports and Management
Web primarily based reporting interface for anytime, anywhere access to key information related to transactions.
This interface is secured and authenticated by digital certificates. SMIME (encrypted email) primarily based reporting of transactional information. Downloadable Coma Separated Values (CSV) and Excel (XLS) formats to adapt to any custom reporting requirements. Reconciliation services available to reconcile data between the merchant, LPG and online payment gateway the banks. Transaction management support. Detailed transaction history reports provided on request.24 x 7 x 365 Support Manned support center, with toll free number, is around the clock, 365 days a year.Authenticated Payments LPG complies with authenticated fee initiatives of each country central bank members.

Reference:
How much does it price to deliver 1 SMS concept?

Make your fee gateway integration simpler and wel safe

Inquire your self when selecting an SMS services supplier

This post discusses thirteen concerns which you ought to inquire your self when selecting an SMS services supplier. An SMS services supplier is really a company entity that offers SMS credit card processing gateway messaging solutions but isn't a cellular network operator. It functions like a middleman in between cellular network operators and SMS services customers. An SMS services supplier indicators agreements having a great deal of cellular network operators to get their authorization to trade SMS messages with their cellular networks, and provides an interface for customers to deliver and get SMS messages.

A few of the interfaces are extremely easy to make use of because they conceal the majority of the specialized particulars of SMS messaging. Some other people tend to be more potent that assistance much more functions. SMS services companies will also be recognized as SMS gateway companies, SMS resellers or SMS brokers. It is because:

SMS gateway supplier. An SMS services supplier offers an SMS gateway for its customers to deliver SMS messages to. This SMS gateway will then route the SMS messages to a different SMS gateway or SMSC.


SMS reseller / SMS broker. SMS services companies purchase a sizable quantity of SMS messages from the great deal of wireless carriers in a reduced cost for each SMS concept. They then market the SMS messages in a cost greater compared to the price.

More info about SMS services companies may be present in the "SMS Services Companies (SMS Gateway Companies, SMS Resellers, SMS Brokers)" section of our SMS tutorial. Links to the web site of some SMS services companies and a comparison in between their SMS messaging solutions are available in "Comparison Table of SMS Services Companies (SMS Gateway Companies, SMS Resellers, SMS Brokers)".

If your SMS application has a extremely small quantity of SMS traffic, an SMS gateway supplier with no monthly minimum usage requirement will be your choice. For example, if your SMS application is really a remote monitoring system that sends an SMS alert to the online payment gateway system administrator whenever it finds any server isn't responding, you need to select an SMS gateway supplier that does not have any monthly minimum usage requirements. It is because the servers being monitored ought to be running properly the majority of the time and the remote monitoring system seldom sends an SMS concept.

Reference:
All services companies should be able to verify and demonstrate PCI

Fast On-line cost Processing Company